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Pensions

When do you want to retire and how much income will you need?

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Protection

How much cash would your family need to maintain their current lifestyle if you die prematurely?

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Investments

Are you making the best use of any spare capital or surplus income?

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A big thank you to Robert, I cannot thank you and Nicole enough for all your hard work, you made everything go really smoothly amid the stress I was feeling buying my home. It was great to meet you and although I didn't meet Nicole, she was so helpful on the phone and email. Again my sincere thanks to you all.

Ellen G Nov 2019

To Robert, just a note to say, we have now got our new home and are very pleased.
It was encouraging in a stressful experience to have your can-do attitudes!
I'll recommend you to anyone

Derek B Nov 2019

Kevin/Nicole thanks once again for everything, Its been so easy and stress free. Also, are you sure that is all we owe you? That’s incredibly generous given the amount of extra work you did for us. So cheesey but it’s totally changed our financial short-medium term future! Loved it!

Thank you again!

D&S G Nov 2019

Nicole/Kevin,

It’s been an absolute pleasure dealing with you both.
We have been delighted with your advice, the service you have given and for the banter. We will definitely recommend you to family and friends and we will be back in touch over the next few years as we get closer to old dufferdome and need to think about the next phase of financial planning.

H&G McD Sept 2019

Kevin
Thank you for making 2018 our best year yet, we love our new home.
You were absolutely brilliant at every stage and we really appreciate everything you did for us.

M & D x

Mairi & Dave Dec 2018

A massive thanks to Kevin & Robert for all their hard work and making our dream home become a reality. We thought it would be impossible due to what I thought was a complicated limited company/self employed status , but Kevin & Robert said they would get the job done, and they did. They were there every step of the process until the day we received the keys. A first class service and thoroughly recommended!

Gary M. April 2017

“Deciding to buy a house at 48, both self-employed, me with a new limited company with one years trading, after a life of private renting was well, scary to say the least. Kevin and his team were first class in helping us get the info we needed in order to secure the house we wanted, and we got it.
Excellent service from start to finish and a lot easier than trying to muddle through it on your own! Thanks guys!”

Adam & Jennifer June 2019

Ive been working closely with Kevin since 2017 when personal circumstances saw me having to make a financial application which was initially denied however Kevin made it possible. Nothing was a hassle and his response times were amazing. Really efficient and knowledgeable and made something which seemed impossible from the outset possible. I would highly recommend and have done if you have any financial needs.

Miss S P Oct 2019

Thank you Kevin for the patience, diligence and tenacity that you and your team have shown in sorting out a very complex situation for me.
I especially appreciated your frank and direct approach and I am extremely grateful to you all for your excellent service.
Thanks and regards

Euan M. Dec 2019

Thanks so much to Kevin for all his hard work proving us with the best pension advice. His dedication for helping clients shone through on every aspect of our property transactions.

All the best to you and the team... Bathroom World, Burnbank

Bathroom World Scotland Nov 2019


Thanks to Robert for helping us with our financial planning for 5 years now. he helped us buy our first home and now our forever home. His advice and knowledge is second to none


S Mclaren December 2018

After an unsuccessful marriage I was recommended to Robert through a close friend. At first meeting with Robert a very nervous me was put at ease with his friendly attitude. He explained all my options for my future mortgage to allow me to start looking for my new home. I was advised to contact Nicole once I’d found a house and when I did Nicole was so professional and friendly, she took complete care of me through the whole time of my purchase. I was kept informed of absolutely everything and the service was impeccable. I was so impressed with Robert and Nicole that I’ve since had various things done and also had the pleasure of working with Kevin, another professional friendly part of the company. Wouldn’t go anywhere else. Thank you all so much!

S Duffy June 2019

It has been an absolute pleasure dealing with Robert and all staff at St Clair Financial Planning. Robert been influential helping me build my buy to let portfolio to make sure best rates in the market are achieved and also above and beyond to help with a residential mortgage. Would not use anyone else going forward and always mention to friends and anyone looking for mortgage support. Keep up the good work all.

Scott & Lynsey W Dec 2019

St Clair financial planning have helped us with our mortgages a number of times and we wouldn’t even think of using anyone else. A personal touch with very knowledgeable experts who are only a quick phone call away. Can’t recommend enough!

Michelle & Stewart K. Oct 2019

We had a high level of service from our broker at St Clair Financial Planning and I make no hesitation in recommending them and will use them again myself should I need to in the future. They secured the loan we required, and the help, guidance and advice along the way was spot on.

Reuben & Katie G July 2019


Great support and made my life easy in what I thought was going to be a nightmare

Carl & Chloe F May 2019

Highly recommend the excellent service Robert Moffat at St Clair Financial Planning has provided us over the years, they have been a fantastic support to our needs and the knowledge and advice provided is really second to none.

Nicky & Alan M Nov 2019


I wanted to drop to St Clair financial planning a note in order to express our thanks for helping us secure a mortgage. Highly recommended, honest, reliable, professionals. Many thanks

G McChesney December 2019

I would like to thank St Clair Financial Planning for the invaluable advice offered to my wife and I re our mortgage and pension options. Everything was explained in a relaxed atmosphere and my wife and I would happily recommend St Clair to anyone needing financial advice.

Arthur & Irene J June 2018

I was a first time buyer moving to a new city and starting a new job all at the same time, Robert and his team were so helpful in helping me arrange my mortgage and they made every step simple which helped to reduce any stress that buying my flat might have caused. They explained everything clearly and were very approachable! I would definitely use them again! “

Holly S June 2017

I would recommend St Clair Financial to everyone and anyone. Robert was my advisor and he was a star. We had loads of problems with a Self- build and he did everything he possibly could and more to ensure it all happened. They are really honest and straight with you with great communication from start to finish. Can’t speak highly enough about them. I am sure they have a great team but for me and my family ROBERT made it happen when nobody else could. He’s amazing

Anne-Marie & Jim C January 2019

St Clair FP have been an absolute joy to work with. They do exactly what they tell you they will do. All in all a very friendly, professional service who I would personally recommend to anyone

Thomas A March 2019

Robert thanks for coming and helping us buy our home. From sorting mortgage, life insurance and everything else.Its been great and stress free. Also still helping with re mortgage and insurances advising and guiding us in the right directions. We have recommended you to people and will continue to. Your company are great and the service you offer is tremendous. Thank you for everything you have and are doing for us. Thank you again!!

Liz & Mark A October 2018

St Clair Financial Planning helped me and my partner get on the property ladder for the first time. Highly recommend the service

C McMullan April 2017

When looking to renew our mortgage deal St Clair Financial Planning gave us the best deal possible and the process was simply and very straightforward. We would recommend them highly.

L Airlie April 2019


I was recommended by a friend of mine to use Robert and from start to finish it was a pleasure dealing with him. He went above and beyond to help me and my girlfriend buy our first property and I will always be thankful for the effort he put in and how easy he made it. I will certainly recommend him to any of my friends or family in the future.

R Macdiarmid August 2019

Robert has been exceptionally easy to deal with making getting my first mortgage a pleasure and stress free!

S Flemming June 2019

s an expat we were having trouble getting a mortgage arranged for our return to the UK.
We were then recommended to speak to Robert and the team at St Clair Financial Planning and they were brilliant in finding us a deal that suited us perfectly.

Stuart and Lorraine T. November 2019

Robert and Nicole got us a fantastic deal on our new build mortgage, but more importantly during a hectic period of our life, they saved us so much time and hassle and made the whole process stress free. It all went so smoothly. We moved in and had a lovely gift waiting for us too, which topped off an altogether very positive experience.

Martin T (July 2019)

“The guys at St Clair Financial Planning have a wealth of knowledge regarding the best mortgage deals out there and also do a fantastic job managing my pension. I would highly recommend them.”

Amanda & Fraser M – June 2019


I bought a BTL property at auction, as it was my first investment property I was unaware of the tight timescales to get the deal over the line. Thanks to the endeavors of Robert and Nicole, what would of been a stressful situation was made to feel smooth due to the plan that they implemented and their tireless efforts to get the finance in place. I look forward to working with you again! "

John M – September 2019
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